Comfort now. Pay over time.
We've partnered with vetted lenders so the right HVAC decision can happen now — and you pay on terms that work for your life. Approval, rates, and final terms are set by each lender. We don't charge fees for financing referrals.
Most partners offer a soft credit pull to check rates, with no impact on your score until you formally apply. Call (929) 488-3017 and we'll guide you through the right fit.
- —Dedicated HVAC program
- —Deferred-interest promotions
- —Fast online application
- —Widely accepted
Best for: Classic deferred-interest promos on a full system replacement.
Apply with Synchrony- —Same-day credit decisions
- —No prepayment penalties
- —Soft credit pull to check rates
- —Used by 10,000+ contractors
Best for: Larger system installs with a 0% promotional window.
Apply with GreenSky- —Dedicated home-improvement card
- —Reusable for ongoing maintenance
- —Online account management
- —Special promo terms
Best for: Recurring HVAC work, Comfort Plan members, smaller projects.
Apply with Wells Fargo- —Energy-efficient upgrade focus
- —Heat pumps & smart systems
- —5-minute application
- —No home equity required
Best for: Heat pump installs and high-efficiency upgrades.
Apply with Mosaic- —Unsecured — no collateral
- —100% digital application
- —No prepayment penalties
- —Fast funding
Best for: Mid-size projects with no home-equity pledge.
Apply with AllyAll financing is provided by third-party lenders. Tranquility Shift does not charge fees for financing referrals. Approval, rates, and terms are determined by each lender.
Not sure which plan fits?
Tell us about the project — we'll match you with the right partner in one call.